SIMRP Plan Benefits for Employees and Families
Benefits That Support Employees and Families
HEALTH & WELLNESS WITH NO EXTRA COST
When you participate in a SIMRP, you and your eligible dependents gain access to whole-person health and wellness support with $0 copay care, covering physical, mental, relational, and nutritional health in one place.
Benefits are available 24/7 online from your laptop, tablet, or phone, and services extend to spouses and children at no additional cost. The Plan works alongside qualifying existing health coverage.
Explore the benefits below.
Explore the BenefitsA Quick Look at Benefits
Virtual Care & Clinical Support: virtual urgent care, virtual primary care, virtual dermatology, medical bill support, and biometric scans
Medications & Health Management: prescription program, chronic care support, and weight management
Mental Health & Life Support: counseling, talk therapy, psychiatry, a couples program, and EAP services
Healthy Living & Prevention: Mayo Clinic® health library, nutrition, fitness, and holistic wellness
Benefits are subject to periodic change. Before implementation or enrollment, the Plan provider will outline the benefits currently available, including applicable eligibility requirements and limitations.
Virtual Care and Clinical Support
Virtual Urgent Care
24/7 access to a licensed medical provider by phone or video for many common, non-emergency concerns at a $0 copay. Providers can evaluate symptoms, recommend treatment, and prescribe medications when appropriate.
•Unlimited $0 copay visits, with no per-call fees
• Coverage for dependents and household members
• Prescriptions sent to your preferred local pharmacy when medically appropriate
• Common concerns: cold and flu, stomach and digestive issues, allergies and sinus issues, headaches, minor infections, minor aches and pains, rashes and skin concerns
Virtual Primary Care
A dedicated primary care physician and care team by phone or video at a $0 copay, for routine and ongoing health needs.
• Annual wellness visits and preventive care
• Integrated lab services, including a no-cost annual wellness lab panel for each family member
• Help finding and coordinating in-network specialist care
• Ongoing and follow-up care for routine and chronic conditions
• Prescriptions sent to your preferred pharmacy when appropriate
Virtual Dermatology
Board-certified dermatology support at a $0 copay for skin, nail, and hair concerns such as acne, eczema, psoriasis, rosacea, rashes, cold sores, shingles, and more. Describe your concern and upload images; a dermatologist reviews them within 72 hours and provides a treatment plan and prescription if needed.
Medical Bill Saver
For qualifying out-of-network medical bills of $500 or more, professionals can review and negotiate charges on your behalf. Savings of 20–50% are possible on many eligible bills. There is no upfront fee: you pay only when savings are achieved and keep 65% of the negotiated savings.
Biometric Scanner
CONTACTLESS HEALTH AND WELLNESS INSIGHTS
The biometric scanner uses the camera on a compatible mobile device to analyze facial blood-flow information during a brief video scan. It provides pulse rate, breathing rate, and additional general wellness insights.
Only pulse and breathing rate measurements are FDA-cleared. Other wellness metrics and condition-likelihood assessments are informational only and are not intended to diagnose or treat medical conditions or replace professional medical advice.
Measurements can be taken anytime using the camera on a phone or tablet, including in real time during a virtual urgent care or primary care visit, so your provider has current readings to consider.
Vitals
• Heart Rate
• Breathing
• Systolic Blood Pressure
• Diastolic Blood Pressure
• Irregular Heartbeat
Physiological
• Heart Rate Variability
• Cardiac Workload
Mental
• Mental Stress Index
• Anxiety
• Depression
Physical
• Body Mass Index
• Facial Skin Age
• Waist-to-Height Ratio
• Body Shape Index
General Risks
• Cardiovascular Disease Risk
• Heart Attack Risk
• Stroke Risk
Metabolic Risks
• Hypertension Risk
• Type 2 Diabetes Risk
• Hypercholesterolemia Risk
• Hypertriglyceridemia Risk
Blood Biomarkers
• Risk of HbA1c Level > 5.7%
• Risk of Fasting Blood Glucose
Level > 5.5MMOL/L
Medications and Health Management
Prescription Program
• More than 1,000 acute and chronic medications at a $0 copay, in 30-day and 90-day supplies
• Thousands of additional discounted prescriptions, plus local pharmacy price search
• Discounted pricing on commonly prescribed insulin medications and diabetic supplies
• GLP-1 weight loss options (local, international, and compounded)
• Specialty options including men's and women's health and pet medications
Not all medications are available at a $0 copay. The prescription program is not insurance.
Chronic Care Support
Personalized virtual primary care and ongoing support for chronic conditions including diabetes and prediabetes, arthritis, obesity, high blood pressure, and high cholesterol, plus home delivery, refill support, and medication reminders for eligible prescriptions.
Weight Management
Eligible GLP-1 medication options and discounted pricing, nutrition guidance, movement and fitness resources, healthy lifestyle support, and primary care support for obesity as a chronic condition.
Mental Health and Life Support
Mental Health and EAP Support
Confidential support for stress, anxiety, depression, grief, relationships, addiction, and more. No previous mental health diagnosis is required.
• Six $0 copay in-person or virtual counseling sessions per year for you and each family member (EAP)
• $0 copay virtual talk therapy with a licensed psychologist
• $0 copay virtual psychiatry with a board-certified psychiatrist, including medication support
• Clinician-led text coaching and 24/7 in-the-moment support by phone or online
Couples Program
An 8-hour self-paced online course plus four 20-minute coaching calls (days, evenings, and weekends) to improve communication and build healthier patterns, in a private format available 24/7.
EAP Life Services
• Addiction recovery: confidential substance use screener, recovery toolkit, and educational resources
• Financial: 1:1 consultations on debt, budgeting, home buying, and college planning, plus planning tools
• Legal: one free 30-minute consultation per legal issue, attorney referrals, and identity theft recovery support
• Child and elder care: referrals and locators for child care, in-home care, assisted living, and memory care, plus caregiver support
• Additional support: parenting, grief and loss, separation and divorce, sleep, mindfulness, veteran and military deployment support, will creation, and more
Lōvu® Prenatal and Postpartum Support
PERSONALIZED PRENATAL AND POSTPARTUM SUPPORT
Lōvu supports members from pre-pregnancy through two years postpartum with personalized resources, remote monitoring, a dedicated care navigator, and a clinician-connected app designed to complement existing maternity care.
Welcome Box
Care Navigator
App & Marketplace Access
Personalized Pregnancy Reports
Healthy, Happy Outcomes!
Healthy Living and Prevention
Mayo Clinic® Wellness Resources
A searchable Mayo Clinic® health and well-being library with over 10,000 articles, videos, recipes, and expert answers covering 3,000 health topics.
Mayo Clinic® resources also offer expert-guided support for fitness, healthy habits, resilience, and weight management. Resources may include:
• Total Body Workout – 12-week high-intensity interval training program with a series of 20-minute exercise routines that include strength, cardio, and stretching.
• 12 Habits of Highly Healthy People – A year-long guided program to implement healthy lifestyle habits.
• The Resilient Program – A self-paced video course to teach you techniques to lower stress, burnout, and anxiety by developing a more resilient mindset.
• Mayo Clinic Diet – A long-term weight management program created by a team of weight-loss experts at Mayo Clinic.
Nutrition, Fitness, and Holistic Wellness
Nutrition education, healthy recipes, and nutrition challenges; on-demand workouts (strength, cardio, yoga, low-impact) for all fitness levels; and resources for sleep, stress management, mindfulness, and healthy habits. Select features are available now, with additional resources coming soon.
In an emergency, call 911. Plan benefits are not insurance and do not provide medical advice, diagnosis, or treatment. Services, pricing, savings, and availability may vary and are not guaranteed.
Explore SIMRP Benefits for Your Organization
Learn how SIMRP Plan benefits may support your employees and their eligible dependents. Complete the form below, and a SIMRP Health & Wellness Advisor will contact you to answer your questions.
- Free, no-obligation analysis
- Reply within one business day
- No cost to qualifying organizations
Prefer to talk? Schedule a call or email info@simrphealth.com.